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🤝Finance

Build a Money Owed Tracker Shortcut for iPhone

Informal loans between friends and family are easy to forget — who owes whom, for what, and how much. A money owed tracker shortcut for iPhone keeps a simple running record of debts in both directions, logged instantly with a name, amount, and reason. Never have an awkward 'I thought you were going to pay me back' conversation again.

How this debt tracker shortcut works

Tap the shortcut and choose whether you are logging money owed to you or money you owe. Enter the person's name, the amount, and a brief reason. The shortcut appends the entry with a timestamp to a note called 'Money Log'. When a debt is settled, a second option lets you mark it as paid and remove it from the active list.

How to build this shortcut

1

Go to getturin.com and describe your shortcut (e.g., 'Log who owes me money and what I owe others to a note').

2

Wait a few seconds for Turin's AI to build the debt tracker shortcut.

3

Tap the 'Install' button to add it directly to your Apple Shortcuts app.

Why use this shortcut

No awkward conversations

Keep a clear record so there's no dispute about what was borrowed or lent.

Both directions tracked

Log money owed to you and money you owe others in the same place.

Settled debts removed

Mark payments as complete so your log only shows outstanding balances.

Ready to build this?

Build this shortcut in seconds.

Just describe it in plain English and tap install. No coding, no App Store, no subscription.

Build this shortcut free

Works on iPhone, iPad, and Mac. Installs in one tap.

Frequently asked questions

Is the Build a Money Owed Tracker Shortcut shortcut free?

Yes. You can build and install this shortcut using Turin's free tier. No subscription, no App Store download required — just describe what you want and tap install.

Which iPhone, iPad, and Mac models does this shortcut support?

This shortcut works on any iPhone, iPad, or Mac running iOS 16 / iPadOS 16 / macOS Ventura or later. Install it directly from Safari in one tap.

Does this shortcut need an internet connection to run?

No. Once installed the shortcut runs entirely on-device using Apple's built-in Shortcuts app. An internet connection is only needed during the initial build and install step.

Can I customise this shortcut after installing it?

Absolutely. You can describe any changes to Turin and get a new version in seconds, or open the shortcut in the Apple Shortcuts app and edit the actions directly.